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Exam ICWIM Topic 1 Question 235 Discussion

Actual exam question for CISI's ICWIM exam
Question #: 235
Topic #: 1
What term describes the process that enables savings institutions to transform into banks?

Suggested Answer: A Vote an answer

Demutualisation refers to the process by which a mutual savings institution, such as a building society, converts into a publicly traded company or bank. This transformation allows the institution to raise capital through equity issuance and expand its services beyond mutual members.
Example:
The Abbey National Building Society in the UK demutualised in the 1980s to become a bank.
Reference:
ICWIM, Topic: Financial Institutions and Their Structures.
FCA Handbook: Demutualisation and Regulation of Financial Institutions.

by Christ at Jun 27, 2026, 07:58 AM

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Here are all the actual test exam dumps for IT exams. Most people prepare for the actual exams with our test dumps to pass their exams. So it's critical to choose and actual test pdf to succeed.

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