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Exam Ok-Life-Accident-and-Health-or-Sickness-Producer Topic 1 Question 38 Discussion

Actual exam question for Insurance Licensing's Ok-Life-Accident-and-Health-or-Sickness-Producer exam
Question #: 38
Topic #: 1
On an individual insurance application, which of the following signatures is NOT required?

Suggested Answer: D Vote an answer

An individual insurance application typically requires signatures from theapplicant(the person applying for the policy), theinsured(if different from the applicant, e.g., a parent applying for a child), and theproducer(to certify the information provided). Theinsurerdoes not sign the application, as their acceptance is indicated by issuing the policy, per Oklahoma's insurance application processes (Title 36 O.S. § 1435.2).
* Option A: Incorrect. The applicant's signature is required to confirm the application details.
* Option B: Incorrect. The insured's signature is required if they are not the applicant.
* Option C: Incorrect. The producer's signature is required to verify the application process.
* Option D: Correct. The insurer's signature is not required on the application.
This question falls under the Prometric content outline section on "Underwriting," which covers application requirements.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Underwriting).
Oklahoma Insurance Department, Title 36 O.S. § 1435.2 (producer responsibilities).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.

by Maurice at Jul 31, 2025, 09:24 AM

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